Mutual Funds
Ensuring a brighter future with a good investment, licensed and supervised by OJK.
Start your Mutual Fund now!
Start to invest in Mutual fund to accelerate your future wealth. Mutual fund from BNC offered you a great independency to choose the right investment that suit with your financial goals and risk profile. We helped you to create your wealth portfolio in Mutual Funds. PT. Bank Neo Commerce, Tbk acts as Mutual Fund Selling Agent (APERD).
Professionally managed
At neobank, Mutual Fund portfolios are managed by professionals from Investment Management Companies who are experts and experienced in their field.
Potential investment value growth
Potentially growing investment value.
Tax-free
Enjoy the benefit of purchasing tax-free mutual funds.
High liquidity
Mutual Funds offer relatively high liquidity, allowing them to be sold anytime.
Easy process
Top-up can be done through branch and mobile banking services.
Information transparency
Unit price information or NAB can be accessed through newspapers, transaction confirmation letters from the Custodian Bank, and monthly reports accessed through the application.
Low initial investment funds
Mutual Funds allow for initial investments with low denominations, making it accessible for individuals with small amounts to invest.
NaNTypes of Mutual Funds
Money Market Funds
Investment Allocation: 100% in money market instruments such as term deposits, government securities (SBI), and other short-term debts.
Fixed Income Funds
Investment Allocation: minimum 80% in fixed income instruments.
Balanced Funds
Combination of money market, fixed income, and equities instruments.
Equity Funds
Investment Allocation: min 80% in Equity instruments.
NaNFixed Income Funds
Ashmore Dana Obligasi Nusantara
The Ashmore Dana Obligasi Nusantara aims to provide a higher return on investment than the savings interest rate by investing in debt securities issued by the Government of the Republic of Indonesia or Indonesian legal entities in a public offering or traded on the Indonesia Stock Exchange.
Launch date
April 24, 2013
Currency
IDR
Mutual Fund type
Fixed Income Fund
Portofolio Composition
Governments Bond Instruments 80-100%
Corporate Bond Instruments 0% - 20%
Money Market Instruments 0% - 20%
Risk Level
Moderate
Custodian Bank
Bank HSBC Indonesia
Download :
Ashmore Dana Obligasi Unggulan Nusantara
PT. Ashmore Asset Management Indonesia, Tbk
Ashmore Dana Obligasi Unggulan Nusantara (ADOUN) mutual fund aims to provide a higher return on investment than savings interest rates by primarily investing in Debt Securities.
Launch date
November 24, 2017
Currency
IDR
Mutual Fund type
Fixed Income Fund
Portofolio Composition :
80 - 100 % Government Bond Instruments
0 - 20 % Corporate Bond Instruments
0 - 20 % Money Market Instruments
Risk Level
Moderate
Custodian Bank
Bank HSBC Indonesia
Download :
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Batavia Dana Obligasi Ultima
PT. Batavia Prosperindo Aset Manajemen
The Batavia Dana Obligasi Ultima mutual fund aims to achieve optimum fund growth while maintaining capital value in the medium term through investments in debt securities issued by the Government of the Republic of Indonesia or corporations.
Launch Date
February 20, 2007
Currency
IDR
Mutual Fund type
Fixed Income Fund
Portofolio Composition :
80 - 100 % Bond Instruments
0 - 20 % Money Market Instruments
0 - 15 % Equity Instruments
Risk Level
Moderate
Custodian Bank
Standard Chartered Bank
Download :
Eastspring Investments Yield Discovery
PT. Eastspring Investments Indonesia
Eastspring Investments Yield Discovery aims to achieve optimal performance in the medium term by primarily investing in debt securities issued in Indonesia.
Launch Date
May 29, 2013
Currency
IDR
Mutual Fund type
Fixed Income Fund
Portofolio Composition :
80 - 100 % Bond Instruments
0 - 20 % Equity Instruments
0 - 20 % Money Market Instruments
Risk Level
Moderate
Custodian Bank
Standard Chartered Bank
Download :
Manulife Obligasi Negara Indonesia II Kelas A
PT. Manulife Asset Management Indonesia
Manulife Obligasi Negara Indonesia II Kelas A aims to generate stable income with minimal risk by investing in debt securities issued by the Republic of Indonesia in Indonesian Rupiah currency.
Launch Date
January 23, 2009
Currency
IDR
Mutual Fund type
Fixed Income Fund
Portofolio Composition :
80 - 100 % Bond Instruments
0 - 20 % Money Market Instruments
Risk Level
Moderate
Custodian Bank
Standard Chartered Bank
Download :
Manulife Pendapatan Bulanan II
PT. Manulife Asset Management Indonesia
Manulife Pendapatan Bulanan II aims to provide an investment alternative with a competitive rate of return to investors by investing in debt securities issued by the Republic of Indonesia in Indonesian Rupiah currency.
Launch Date
October 24, 2008
Currency
IDR
Mutual Fund type
Fixed Income Fund
Portofolio Composition :
80 - 100 % Bond Instruments
0 - 20 % Money Market Instruments
Risk Level
Moderate
Custodian Bank
Bank HSBC Indonesia
Sucorinvest Monthly Income Fund
PT. Sucorinvest Asset Management
The Sucorinvest Monthly Income Fund aims to serve as an investment choice for Unit Holders by providing an optimal rate of return.
Launch date
October 28, 2021
Currency
IDR
Mutual Fund type
Fixed Income Fund
Portofolio Composition :
80 - 100 % Bond Instruments
0 - 20 % Domestic Money Market Instruments or Deposits
Risk Level
Moderate
Custodian Bank
Bank HSBC Indonesia
Download :
Balanced Funds
Batavia Dana Dinamis
PT. Batavia Prosperindo Aset Manajemen
Batavia Dana Dinamis aims to achieve optimal long-term growth by investing funds in stocks, bonds, and the money market.
Launch date
June 3, 2002
Currency
IDR
Mutual Fund type
Balanced Fund
Portofolio Composition :
40 - 79 % Equity Instruments
1 - 40 % Bond Instruments
1 - 40 % Money Market Instruments or Cash Equivalent
Risk Level
Growth
Custodian Bank
Deutsche Bank
Download :
Manulife Dana Campuran II
PT. Manulife Investment Management Indonesia
Manulife Dana Campuran aims to achieve capital growth and attractive income streams.
Launch date
January 23, 2009
Currency
IDR
Mutual Fund type
Balanced Fund
Portofolio Composition :
40 - 60 % Equity Instruments
40 - 60 % Bond Instruments
0 - 20 % Money Market Instruments or Cash Equivalent
Risk Level
Growth
Custodian Bank
Bank HSBC Indonesia
Download :
Equity Funds
Ashmore Dana Ekuitas Nusantara
PT. Ashmore Asset Management Indonesia, Tbk
Ashmore Dana Ekuitas Nusantara aims to achieve long-term capital gains through investments in publicly offered or traded Equity Securities on the Indonesia Stock Exchange.
Launch date
February 11, 2013
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100 % Equity Instruments
0 - 20 % Money Market Instruments
Risk Level
Aggressive
Custodia Bank
Bank HSBC Indonesia
Download :
Ashmore Dana Progresif Nusantara
PT. Ashmore Asset Management Indonesia, Tbk
Ashmore Dana Progresif Nusantara aims to achieve long-term capital gains through investments in publicly offered or traded Equity Securities on the Indonesia Stock Exchange, including opportunities to invest in small-cap companies.
Launch date
January 31, 2013
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100 % Equity Instruments
0 - 20 % Money Market Instruments
Risk Level
Aggressive
Custodian Bank
Bank HSBC Indonesia
Download :
Ashmore Saham Dinamis Nusantara
PT. Ashmore Asset Management Indonesia, Tbk
Ashmore Saham Dinamis Nusantara aims to provide a potential long-term rate of return through primary investments in Equity Securities, in accordance with the applicable regulations in Indonesia.
Launch date
August 9, 2018
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100 % Equity Instruments
0 - 20 % Money Market Instruments
Risk Level
Aggressive
Custodian Bank
Citibank Indonesia
Download :
Batavia Dana Saham
PT. Batavia Prosperindo Aset Manajemen
Batavia Dana Saham aims to achieve long-term capital growth with a primary focus on investing in the stocks of large-cap companies listed on the Indonesia Stock Exchange.
Launch date
December 16, 1996
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100 % Equity Instruments
0 - 20 % Money Market Instruments
Risk Level
Aggressive
Custodian Bank
Deutsche Bank
Download :
Batavia Dana Saham Optimal
PT. Batavia Prosperindo Aset Manajemen
Batavia Dana Saham Optimal aims to achieve long-term capital growth with a primary focus on investing in the stocks of mid-cap and small-cap companies listed on the Indonesia Stock Exchange.
Launch date
October 19, 2006
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100 % Equity Instruments
0 - 20 % Money Market Instruments or Cash Equivalent
Risk Level
Aggressive
Custodian Bank
Deutsche Bank
Download :
Eastspring IDX ESG Leaders Plus
PT. Eastspring Investments Indonesia
Eastspring IDX ESG Leaders Plus aims to provide the potential for investment growth based on the performance of the IDX ESG LEADERS Index.
Launch date
January 12, 2022
Currency
IDR
Mutual Fund type
Index Fund
Portofolio Composition :
80 - 100 % Equity Instruments
0 - 20 % Domestic Money Market Instruments
Risk Level
Aggressive
Custodian Bank
Standard Chartered Bank
Download :
Eastspring Investments Value Discovery
PT. Eastspring Investments Indonesia
Eastspring Investments Value Discovery aims to achieve an attractive portfolio performance in the long term through active management of investments, primarily in Equity Securities issued in Indonesia.
Launch date
May 29, 2013
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100 % Equity Instruments
0 - 20 % Bond Instruments
0 - 20 % Money Market Instruments
Risk Level
Aggressive
Custodian Bank
Standard Chartered Bank
Download :
Manulife Dana Saham Kelas A
PT. Manulife Investment Management Indonesia
Manulife Dana Saham aims to achieve high long-term investment growth.
Launch date
August 1, 2003
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100 % Equity Instruments
0 - 20 % Bond Instruments
0 - 20 % Money Market Instruments
Risk Level
Aggressive
Custodian Bank
Citibank Indonesia
Download :
Manulife Saham Andalan
PT. Manulife Investment Management Indonesia
Manulife Saham Andalan aims to generate capital growth by investing in stocks of companies operating in sectors that have a strong position in the stock market, leveraging opportunities in the Indonesian and global economies, and providing optimal long-term investment performance.
Launch date
November 1, 2007
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100 % Equity Instruments
0 - 20 % Bond Instruments
0 - 20 % Money Market Instruments
Risk Level
Aggressive
Custodian Bank
Bank HSBC Indonesia
Download :
Manulife Syariah Sektoral Amanah Kelas A
PT. Manulife Investment Management Indonesia
Manulife Syariah Sektoral Amanah (MSSA) aims to generate capital growth by investing in stocks in accordance with Sharia principles, from companies operating in sectors with a strong position in the stock market, leveraging opportunities in the Indonesian and global economies, and providing optimal long-term investment performance.
Diluncurkan sejak
January 21, 2009
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100% Sharia Equity Instruments
0 - 20% Sharia Bond Instruments
0 - 20% Sharia Money Market Instruments
Risk Level
Aggressive
Custodian Bank
Bank HSBC Indonesia
Download :
Sucorinvest Equity Fund
PT. Sucorinvest Asset Management
Sucorinvest Equity Fund aims to provide capital appreciation and optimal long-term returns by capitalizing on the growth of the Indonesian stock market.
Launch date
May 8, 2012
Currency
IDR
Mutual Fund type
Equity Fund
Portofolio Composition :
80 - 100% Equity Instruments (Minimum 60% of the total Equity Securities are invested in LQ45 stocks)
0 - 20% Money Market Instruments
Risk Level
Aggressive
Custodian Bank
Bank HSBC Indonesia
Download :
Sucorinvest Sharia Equity Fund
PT. Sucorinvest Asset Management
Sucorinvest Sharia Equity Fund aims to achieve optimal long-term investment growth by investing in Sharia-compliant Equity Securities, Sharia-compliant Debt Securities, and Sharia-compliant money market instruments, in accordance with Islamic Sharia principles and the prevailing regulations in Indonesia.
Launch date
November 8, 2013
Currency
IDR
Nutual Fund type
Equity Fund
Portofolio Composition :
80 - 100% Sharia Equity Instruments
0 - 20% Sharia Government Sukuk &/ Corporate Sukuk &/ Domestic Sharia Money Market Instruments &/ Sharia Deposits
Risk Level
Aggressive
Custodian Bank
Bank HSBC Indonesia
Download :
Product Risk
| Unit Value Depreciation Risk |
The risk of unit value depreciation is caused by a decrease in the price of the securities portfolio and the Net Asset Value of Mutual Funds due to changes in market conditions (such as interest rates, inflation, etc.). |
| Liquidity Risk |
The risk occurs when all or most investors simultaneously redeem their unit ownership. |
| Market Risk |
Changes in market conditions (interest rates, exchange rates, inflation) will affect the Net Asset Value (NAV) of Mutual Funds. |
| Liquidation Risk |
The risk of dissolving the Mutual Fund by the capital market authority or OJK if the Net Asset Value of the Mutual Fund is less than the minimum amount determined under applicable regulations. |
Gallery
How to Invest in
Mutual Funds in neobank
Step 1
Open the neobank app, then select "More."
Step 2
Scroll down and select “Mutual Funds.”
Step 3
Select "Register SID."
Step 4
Complete all the data and information needed, then select "Next."
Step 5
Complete all the data and information needed, then select "Next."
Step 6
Your registration will be processed no later than 3 working days.
How to Invest in
Mutual Funds in neobank
Step 1
Step 2
Step 3
Step 4
Step 5
Step 6
Open the neobank app, then select "More."
Scroll down and select “Mutual Funds.”
Select "Register SID."
Complete all the data and information needed, then select "Next."
Complete all the data and information needed, then select "Next."
Your registration will be processed no later than 3 working days.
Start investing in your Mutual Funds now!
Terms & Conditions
Investasi Reksa Dana untuk pemula di aplikasi neobank
Bank Neo Commerce mempunyai berbagai fitur dan layanan perbankan penunjang keuangan tersedia dalam satu aplikasi. Melalui aplikasi neobank, nikmati layanan perbankan digital dengan lebih cepat, mudah, dan menguntungkan.
Reksa Dana di Bank Neo Commerce
Reksa dana merupakan salah satu instrumen investasi yang banyak disarankan untuk pemula. Investasi reksa dana atau bisa disebut juga mutual funds adalah kegiatan menghimpun dana untuk kemudian dikelola oleh manajer investasi.
Keuntungan reksa dana
- Risikonya terbilang lebih kecil
-
Modal investasi minim
-
Mudah dicairkan
-
Tidak perlu analisis yang dalam
-
Pilihan investasi yang banyak
-
Bukan objek pajak
Jenis reksa dana
- Pasar Uang
Reksa dana pasar uang menginvestasikan uang ke deposito, sertifikat bank Indonesia, obligasi atau surat utang yang jatuh tempo di bawah satu tahun. Biarpun return atau keuntungan cenderung kecil dibanding jenis lainnya, pasar uang sangat direkomendasikan untuk yang baru belajar dan cari aman.
- Reksa Dana Pendapatan Tetap
Reksa Dana Pendapatan Tetap mengalokasikan sebagian besar uang untuk diinvestasikan ke obligasi atau surat utang. Risikonya lebih tinggi dari pasar uang. Namun, lebih aman dari investasi reksa dana saham.
- Reksa Dana Saham
Reksa Dana Saham menempatkan 80% atau lebih dana yang investor punya untuk saham. Keuntungannya terbilang paling tinggi dari jenis lainnya. Namun, risikonya juga tidak kalah tinggi.
- Reksa Dana Campuran
Reksa dana campuran hadir bagi investor yang ingin berinvestasi ke beberapa instrumen. Dana akan diinvestasikan semua jenis portofolio seperti obligasi, saham, dan pasar uang. Dana di masing-masing portofolio tidak lebih dari 79%.
Bagaimana Berinvestasi Reksa Dana untuk Pemula?
Untuk mulai berinvestasi, lakukan langkah-langkah memilih reksa dana terbaik sebagai berikut ini:
1. Tetapkan tujuan investasi
Ketahui tujuan investasi (jangka panjang atau jangka pendek) agar agen penjual reksa dana dapat mengarahkan untuk memilih instrumen investasi yang tepat.
2. Mengetahui profil risiko
Profil risiko berfungsi untuk mengetahui kesiapan dalam menghadapi risiko. Terdapat 3 tipe profil risiko investor, yaitu:
- Tipe investor konservatif
Investor yang cenderung memilih instrumen investasi yang aman, memberikan return yang tidak besar, tetapi memiliki pergerakan yang stabil.
- Tipe investor moderat
Tipe investor dengan profil risiko investasi dan fluktuasi yang rendah-sedang untuk memperoleh imbal hasil yang lebih tinggi dalam jangka waktu menengah.
- Tipe investor growth
Tipe investor dengan profil risiko investasi dan fluktuasi yang sedang tinggi untuk memperoleh imbal hasil yang lebih tinggi dalam jangka waktu menengah sampai panjang .
- Tipe investor agresif
Investor yang risk taker, siap rugi, dan cenderung tidak takut terhadap adanya fluktuasi harga dan siap untuk berinvestasi di berbagai instrumen, misalnya saham, forex, atau komoditas.
3. Tentukan alokasi dana untuk berinvestasi
Alokasikan sejumlah dana dari pendapatan rutin sesuai kemampuan, khusus untuk investasi di luar keperluan rutin seperti makan, cicilan, dan biaya lain yang krusial.
4. Lakukan riset
Lakukan riset dan pastikan untuk memilih lembaga yang sudah terdaftar di OJK (Otoritas Jasa Keuangan). Pelajari fund fact sheet reksa dana dan track record manajer investasi sebelum berinvestasi.
5. Pilih instrumen yang sesuai dengan faktor risiko dan rencana durasi investasi
Pilih tipe instrumen yang sesuai dengan rencana investasi dan profil risiko yang siap diambil sebagai seorang investor. Pahami tingkat risiko, tingkat return, dan mekanisme kerja masing-masing instrumen investasi.
Cara Daftar Reksa Dana di Aplikasi neobank
- Masuk ke halaman depan Reksa Dana
- Klik tombol “Daftar SID”
- Lakukan registrasi dengan mengisi formulir data investor untuk keperluan pembuatan SID (Single Investment Identification)
- Isi halaman tentang profil risiko
- Pendaftaran diproses
- Jika registrasi berhasil, pengguna akan mendapatkan laman portofolio
Pembelian Reksa Dana
- Pada halaman awal Reksa Dana, pilih jenis Reksa Dana yang diinginkan, di antaranya:
- Pasar Uang
- Pendapatan Tetap
- Campuran
- Saham
Klik link “Lihat Semua” untuk melihat semua produk yang ditawarkan
- Pilih salah satu jenis reksa dana yang diinginkan
- Perhatikan informasi produk dan performa produk
- Isi berapa nominal yang ingin dibeli
- Jika melakukan pembelian yang melebihi profil risiko, akan muncul permintaan persetujuan. Setujui Syarat dan ketentuan dan juga pahami prospektus dan Fund Fact Sheet sebelum membeli produk.
- Verifikasi nominal pembayaran dan PIN
- Pembelian Produk berhasil. Produk reksa dana akan ditampilkan di portofolio maksimal 3 hari kerja
Mulai investasi reksadana di aplikasi neobank dan dapatkan kemudahan serta keuntungannya.
Buka rekening di aplikasi neobank dan nikmati berbagai kemudahan perbankan dalam satu genggaman. Download aplikasi neobank di Google Play Store dan App Store sekarang!
Catatan: Artikel di atas bukan saran keuangan. Performance masa lalu tidak menjamin performa di masa depan. Masyarakat diimbau untuk tetap melakukan uji kelayakan.
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PT Bank Neo Commerce Tbk berizin dan diawasi oleh OJK, serta merupakan bank peserta penjaminan LPS
What are you waiting for?
Let's try neobank now!
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PT Bank Neo Commerce Tbk is licensed and supervised by the Indonesia Financial Service Authority (OJK) and an insured member of Deposit Insurance Corporation (LPS).
Copyright © 2023, All Rights Reserved, PT. Bank Neo Commerce Tbk
PT Bank Neo Commerce Tbk is licensed and supervised by the Indonesia Financial Service Authority (OJK) and an insured member of Deposit Insurance Corporation (LPS).
Copyright © 2023, All Rights Reserved, PT. Bank Neo Commerce Tbk