A situation where the economic interests of the Company collide with personal economic interests.

Criminal actions carried out by individuals holding a position/authority of responsibility within Bank Neo Commerce, who intentionally or unlawfully possess something that is wholly or partly owned by someone else, but is under their control not by virtue of their position.

An act of deception or fraudulent action carried out by one or more individuals for personal gain.

Provision broadly encompasses giving money, goods, discounts, interest-free loan commissions, travel tickets, lodging facilities, tourism trips, free medical treatment, and other facilities. These gratifications are received both domestically and internationally and are conducted through electronic means or without electronic means.

Violations committed by a group of professionals that do not reflect or provide guidance to its members on how they should behave, while also ensuring the quality of the profession in the eyes of the public.

An act of deception or fraudulent action carried out by one person or more to gain personal advantage.